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Beijing Unveils New Loan Policy for Married Couples
The Beijing housing fund management center has revealed a new rule requiring both members of a married couple to register for a housing loan, a move to control the city's loan risks, the Beijing Daily reported.

Under the rule, if one of the partners passes away before the loan is paid back, the other must continue payments.

Under the existing rule, the loan could be cancelled if one member was the only borrower and passed away. This increases the risk to loan extenders, officials with the fund management center said.

The new policy comes on the heels of housing loan risk control directives unveiled by China's central bank last week.

Under the directives, buyers of a second home must pay higher interest for the housing loan and a larger down payment than on the first purchase.

(eastday.com June 27, 2003)

China to Continue Sustainable Housing Development Strategy
Housing Prices Continue Rising
Ministry to Tighten Grip on Real Estate Development
Housing Loans Under Scrutiny
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