Toyota Motor Finance (China) Co. was found to have offered rebates to encourage three dealers to have customers take loans from Toyota, rather than from local banks, between August 2008 and April 2010. An investigation by Zhejiang authorities showed the one-year leading rate at Toyota Motor Finance (China) Co. was 10 to 13 percent, compared with less than 7 percent at major state-owned commercial banks. Toyota Motor Finance (China) Co. offered 4.5 percent of interest earnings as rebates to the three dealers. In total, the auto finance company illegally took in 426,352 yuan from 49 borrowers after business taxes. 

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